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family sitting on beachAs you plan your next vacation, you may not be thinking about insuring it. In order to stay protected, though, travel insurance is something that you should take into consideration.
  • Insure what is too costly to lose. Not every trip you take needs travel insurance. For instance, if your trip costs several thousand dollars, you should protect your investment. For airline tickets that costs just a couple hundred dollars, the insurance may not be worth the cost.
  • Explore your options. When it comes to travel insurance, there is more than one type. You can purchase insurance for your flight, evacuations, lost baggage, medical and trip cancellation or interruption. Many of the options can generally be bundled when purchasing travel insurance.
  • Your age is a factor. Whether you are looking to purchase trip interruption or medical insurance, your age is a factor when it comes to determining a price for your premium.
  • Check your health insurance policy. Many health insurance policies do not cover you if you are in a foreign country. You should contact your provider and find out about your coverage to make the most informed decision.
  • Look into timing. Oftentimes, you can purchase your policy a few days before going on your trip. Some types of travel insurance, though, require you to purchase them a certain amount of days after your trip is booked.
  • Compare costs. Before purchasing a policy, look at costs. Your travel agent will likely have options to choose from, but their prices may not be the lowest. However, your independent insurance agent is dedicated to finding you the best deal.
While purchasing travel insurance does add some cost to a vacation, it can be a smart financial decision.

Vacation with peace of mind. Call ECI Insurance Agency at (405) 373-2977 for more information on Oklahoma City travel insurance.
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