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ECI Agency Inc Blog: savings

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One of the many components of life insurance is burial coverage. While most people do not want to think about the costs associated with burial, it is a real factor to consider. Your loved ones will need to make these decisions if you do not do so. READ MORE >>

If you lease a car, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision and comprehensive coverage. You will need to buy these coverages in addition to the others that may be mandatory in your state, such as auto liability insurance. READ MORE >>

Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>

Confession-I have stuck to my New Year’s resolution exactly one time. I was determined to lose 20 pounds and by hard work or the blessed miracle of me learning to give up sweet tea, I was able to do that plus some. I have failed more than I have succeeded, but that’s ok because I’ll have next year to try again. READ MORE >>

As you plan your next vacation, you may not be thinking about insuring it. In order to stay protected, though, travel insurance is something that you should take into consideration. Insure what is too costly to lose. Not every trip you take needs travel insurance. READ MORE >>

By federal law, everyone with a vehicle is required to have car insurance. Whether you're paying per month, every six months or annually, drivers are looking for ways to save money. Here are some discounts to ask your independent insurance agent about. Many discounts relate to your driving record. READ MORE >>

The Hanover Household: Smart Savings Something we figured everyone could use a little more of. In today's economy, it's more important than ever to make sure you're getting the most for your premium dollar. READ MORE >>

People frequently get the idea that if they purchase insurance online or by phone and buy directly from the insurance company they will save a ton of money.This thinking is simply wrong. Independent insurance agencies are not paid by the buyer, they are paid by the insurance company. READ MORE >>

Dave Ramsey always recommends you work with an independent insurance agent or broker when you’re shopping for insurance. Independent agents work with several insurance providers, so they can offer you more choices than an agent who works for only one company. More choices often mean better prices. READ MORE >>

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Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
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