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ECI Agency Inc Blog: homeowners

View the latest blog posts from ECI Agency Inc.

There’s a couple of questions that we get over and over. One of the top ones people seem to be concerned with is, “Are my appliances covered under my Oklahoma homeowners policy?” Great question! Like HVAC equipment, appliances are covered under homeowners insurance. READ MORE >>

We get so many questions every week regarding what is and isn’t covered by your insurance. Curiosity about mold and whether coverage applies is one of the most common items people ask. So picture this—you've finally purchased that dream home that has been gracing your Pinterest board for years. READ MORE >>

Here’s a story that may sound a little familiar. A nice couple returns from a weekend getaway to discover a pipe under the sink has burst and their house is filled with water. This couple starts the claim process. There’s a lot of items that need to be fixed. READ MORE >>

The windows on your home bring in sunlight. They help to open up the space. They allow air to flow into the home on a hot summer day. However, they also allow moisture to enter the home. In some cases, moisture is dangerous. It is best to minimize the amount of moisture coming into the home. READ MORE >>

We’ve all heard the stories from ancient years past: the king dies and out of nowhere comes a lost heir to the throne ready to take on his rightful claim. Though heirs coming out of the woodwork claiming right to the family home might seem like something straight out of a fairy tale, it does happen. READ MORE >>

How do we know the difference between Actual Cash Value and Replacement Cost? Avery gives us a real life example in the video below. If you would like a more comprehensive explanation, check out Avery's blog explaining the difference.Get an insurance quote by calling (405) 373-2977 READ MORE >>

Everyone in my family, with the exception of my dad, is active on social media. We’re all out there on that thing called the Internet. My family keeps it pretty low key, but that’s not always the case for some. READ MORE >>

Protecting your home is always important. One way to do so is to install door and window sensors. These are small devices located near or on these areas that detect when they open. Most are a key part of a home security system. When in place, they provide a simple and straightforward way to know when someone opens the door that should not. READ MORE >>

Catastrophic events happen every day. The Insurance Information Institute states a fire and lightning event, on average, can cost $50,315 to repair. This information is the average claim from 2012 through 2016. It is the most costly type of claim. Consider for a moment what this means to a mortgage lender. READ MORE >>

It’s Memorial Day weekend!!! The smell of grilled hamburgers and hotdogs is in the air, the pool is ready to go, and the boat is itching to get out on the water. Memorial Day is a fun day of family, friends, and outdoor activities. More importantly it’s a time to remember those that gave the ultimate sacrifice. READ MORE >>

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