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ECI Agency Inc Blog: coverage

View the latest blog posts from ECI Agency Inc.

Millions of Americans need to take prescription medication. In fact, the average American spends over $1,200/year on medications from their pharmacist. If you take a prescription, you likely know that you have to pay for it, and costs could mount easily. If you have health insurance, you might wonder if your plan will pay for the costs? READ MORE >>

Workers' compensation insurance aims to help you cover the costs of employee injuries or disease. It is a fundamental type of business insurance from which most companies can benefit. In some instances, it can be hard to understand what the coverage is and how it works. There are a few key points to consider about this coverage. READ MORE >>

What is Uninsured Motorist Insurance Coverage? - Scott answers this question. Don't forget to check out our other videos! Learn more about uninsured motorist coverage in these related blogs: Is uninsured motorist coverage necessary for everyone? Car insurance protection tips READ MORE >>

Hail can be very damaging to a vehicle. In most situations, hail doesn't seem to be a big deal. You see it happening outside of your window, and it looks like small bits of snow. Then you hear it hitting against the metal of your vehicle. Ping, ping, ping ... shatter! READ MORE >>

One of the many components of life insurance is burial coverage. While most people do not want to think about the costs associated with burial, it is a real factor to consider. Your loved ones will need to make these decisions if you do not do so. READ MORE >>

A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of insurance coverage provided. The different types of homeowners policies are fairly standard throughout the country. READ MORE >>

Any business operating a vehicle as a component to their operations, whether for delivery, agent meetings or other processes, needs to have comprehensive commercial auto insurance. You may know the law requires you to have liability coverage, but that's rarely enough protection. READ MORE >>

Even when cash may be scarce, or revenues down, small businesses should not neglect their insurance needs. Businesses that are underinsured or without broad, proper and adequate coverage are taking needless risks, which could eventuate in serious financial problems, including bankruptcy. READ MORE >>

Homeowners' insurance isn't a luxury, it's a necessity. In fact, most mortgage companies won't make a loan or finance a residential real estate transaction unless the buyer provides proof of coverage for the full or fair value of the property (most of the time this is the purchase price). READ MORE >>

Insurance is one of life's odd purchases. We all buy it, and then afterwards we all pray that it was a waste of money, and that we will never need to use it. But accidents do happen, and when they do, insurance is what keeps our finances safe and sound. READ MORE >>

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