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ECI Agency Inc Blog: commercial insurance

View the latest blog posts from ECI Agency Inc.

All independent contractors should have general liability insurance to reduce legal issues in the event of a serious personal injury or property damage to others while you’re working. Below, we’ll outline why general liability insurance is so essential and offer some tips for working with insurance agencies and purchasing this type of coverage. READ MORE >>

A few weeks ago, I had an insured call up the office because she planned on closing down her shop. When I say closing, she was closing the physical location and moving her highly successful business to her home. She had built a nice little office out on their acreage and could operate the florist business without the overhead that renting a space creates. READ MORE >>

I got a panicked called one Saturday afternoon from a client. He had just gotten a call that a house he had built for some friends had flooded due to some faulty work done in the bathroom. Needless to say he was in a complete tailspin. As we talked through it, he mentioned that he had subcontracted the plumbing work to a buddy of his. READ MORE >>

It’s finally time. You’re purchasing that business that you’ve always dreamed about owning. Maybe you’ve been a partner in the business for a long time and you’re taking it over, or maybe you and your buddy are finally starting that dream business you’ve always wanted. READ MORE >>

Avery with ECI discusses what professional insurance is. Professional insurance is also known as E&O, errors and omissions insurance or medical malpractice insurance. Professional insurance is going to cover you and your business for doing professional acts. READ MORE >>

Should you get proof of insurance if someone works on my property? Avery helps us get to the bottom of this one.Request your general liability certificate of insurance if you are a current customer. Learn more about commercial insurance from our blog. READ MORE >>

It’s back! For some of you, being exempt in regards to Oklahoma Workers Compensation isn’t a big deal…but there’s a special group of people (here’s looking at you my lovely contractors and subcontractors) that this is going to be the best news that they hear all day! READ MORE >>

America. The land of dreams and opportunity so they say. And ‘they’ are correct because nearly 543,000 new businesses open every single month. Statistically speaking, 7 out of 10 new employer firms survive at least 2 years, half at least 5 years, a third at least 10 years and a quarter stay in business 15 years or more. READ MORE >>

Demolishing companies, demolition businesses and site preparation companies do hard, difficult work. They operate large equipment. That equipment can cause a significant amount of damage in some situations. Though the goal is to tear something down, these businesses do precision work. READ MORE >>

Artisans craft unique items. You use a variety of tools and materials to do so. It is hard to put a dollar amount on the value of art. However, if you sell those pieces, you're a professional artisan. That means you may need to invest in business insurance. Proper insurance protects your investment and reduces your liability. READ MORE >>

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