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The Hanover Household: Smart Savings

Something we figured everyone could use a little more of.

In today's economy, it's more important than ever to make sure you're getting the most for your premium dollar. That's why we developed innovative products and programs that go beyond normal coverage, provide added protection—often with no additional premium—as well as numerous special discounts—all adding up to "Smart Savings".


Please note the following discounts and credits vary by state. Talk to your independent agent to learn more.


By insuring your home and auto with The Hanover, you may save on both premiums. We call this an 'account credit.'


  • Paid-in-Full Discount on new auto policies
  • Anti-theft Devices Discounts
  • Safety Features
  • Multi-car Discount
  • Accident Prevention Courses
  • Prior Carrier Discount
  • Good Student DiscountStudent Away at School Discount
  • Youthful Renewal Discount


                 Newer Home Credit

    • Credits for no claims over period of time
    • Superior Construction Credit
    • Safety and Security Devices (such as smoke detectors and central station alarms)
    • Renewal Credits


    And by using one of the payment methods outlined below, you can achieve additional insurance savings. Now that's smart!

    ELECTRONIC FUNDS TRANSFER – You can save up to $50 a year in installment fees if you enroll in EFT to draw monthly insurance payments from your bank or checking account. Enroll at

    ACCOUNT BILL – When you purchase multiple policies with us, enjoy the convenience of one combined monthly bill for all of your policies and save money with only one service fee.

Talk with your agent for anymore information and find out how you can start saving!
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ECI Agency, Inc. | 325 Piedmont Rd N | P.O. BOX 600 | Piedmont, OK 73078 | Phone: (405) 373-2977 M-F 8am-5pm