ECI Agency Home Page Trusted Choice Locations (405) 373-2977 Facebook Twitter LinkedIn Google Maps
Auto Insurance
Auto
Home Insurance
Home
Business Insurance
Business
Life Insurance
Life
Health Insurance
Health
Motorcycle Insurance
Motorcycle
Earthquake Insurance
Earthquake

FarmhouseHarvesting crops

As an agricultural professional, your business relies on stable conditions for optimal output. Your crops, livestock and other property are all sensitive and expensive assets. You can’t afford to lose them to a peril.

Commercial property insurance can help you protect your assets if you farm for a living. This type of coverage can protect you in case you lose livestock, machinery and even some of your crops.

Most commercial property insurance policies cover you from certain protected perils. The most common protected perils are fire, theft and weather damages. Farmers and ranchers often face these perils in present and unique circumstances.

You will appreciate commercial property insurance when an unforeseen peril occurs. However, you should do all you can in the meantime to help prevent the potential damages from perils.

If you can lessen or prevent damages, your insurance coverage will be more likely to help you. Keep these tips in mind when securing your farm to prevent perils:

  • Know basic agricultural fire safety. Sensible cleaning of barns and harvesting areas can help prevent flash fires. By clearing dry crops on time, you can prevent wildfires from forming. If you burn trash on your property, do so only in areas away from structures. Also, only burn when weather conditions are safe to do so.
  • If you use candlelight, always properly extinguish these lights before leaving a building. If you use electricity, make sure your wiring and outlets are functioning. Also, store all fertilizer and chemicals in fire-safe areas. These items are often very flammable.
  • Store equipment like threshers, tractors and other appliances in locked and monitored areas. Service and protect these items according to manufacturer’s directions.
  • Keep an inventory of the products you produce and what you have on hand every day. You can easily document losses should one occur.
  • Ensure structures like barns, well houses, garages and storage sheds are structurally safe. Reinforce them to withstand severe weather.
  • If severe weather threatens, make sure your animals are secure. Many farm animals can find their own shelter in seasonal weather. However, if extraordinary circumstances like floods, blizzards and tornadoes threaten, jump into action. Move the animals to secure areas.
  • Install proper theft deterrent techniques. You can electrify fences, brand animals, and install burglar alarms in storage areas.

Commercial property insurance can help protect your farm in case unforeseen perils arise. The more you do to protect the property, the better the chance of maximizing insurance claims.

If you would like to learn more about commercial property insurance, give us a call at (405) 373-2977 for the best Oklahoma farm insurance quotes.

Share |


NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Featured Carriers
Insurance Coverage
Auto Insurance
Commercial Insurance
Health Insurance
Flood Insurance
Life Insurance
Homeowners Insurance
Motorcycle Insurance
More Types of Insurance
Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
Stay Connected Like Us on Facebook Follow Us on Twitter Connect on LinkedIn Google maps Blog RSS Go MobileGo Mobile
Visit us on your phone
Bainswest
ECI Agency, Inc. | 325 Piedmont Rd N | Piedmont, OK 73078 | Ph: (405) 373-2977  M-F 8am-5pm Powered by Insurance Website Builder