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Buildings, furniture, fixtures, artwork, computers, specialty equipment, inventory, raw materials etc.—everything owned, rented or otherwise used by businesses adds up to a large amount of property in order for operations to run successfully. The loss, damage or destruction of this property could threaten the very existence of a business, unless it’s covered by commercial property insurance.

Commercial property insurance is designed to cover this valuable property if it’s damaged or destroyed as the result of various covered events. Many insurance carriers offer two main property coverage options, including:

  • All-risk policy: Covers a variety of events, such as fire, tornadoes, severe weather, theft and vandalism. Bear in mind, this standard coverage typically excludes floods and earthquakes.

  • Peril-specific policy: Covers damages that occur as the result of a specific peril, as written in your policy. For instance, you may require flood, earthquake or extra fire coverage if your business is located in an area that faces an increased risk of experiencing these perils.

This type of policy covers a wide range of business property. However, you may need to purchase policy endorsements (also known as riders) for high-dollar items or specialized/mechanical/electrical equipment, such as custom designed furniture, computer servers or silk screening presses.

Call your independent agent for a customized assessment of your business’ unique coverage needs. You can then purchase a commercial property insurance policy with confidence, knowing that your business’ assets will be fully protected.

Ask us for an evaluation today. Call ECI Insurance Agency at (405) 373-2977 for more information on Oklahoma City business insurance.


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ECI Agency, Inc. | 325 Piedmont Rd N | Piedmont, OK 73078 | Ph: (405) 373-2977  M-F 8am-5pm Powered by Insurance Website Builder